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Cards and Payments Services

Driving the future of payment

NTT DATA, through PT. Aino Indonesia, a payment processing company and a payment gateway operator licensed by Bank Indonesia that offers electronic payment solution for public transportation, government public services, education, tourism, and retail.


Aino Payment Solution


We can make payment more convenient with the advance of technology

NTT DATA has been leading the payment industry for more than 30 years through CAFIS brand. It is one of the largest payment infrastructures in Japan and aims to pursue a strategy of expanding its offerings towards integrated payment services to become the global leader in seamless payment.

NTT DATA, through PT. Aino Indonesia, a payment processing company and a payment gateway operator licensed by Bank Indonesia that offers electronic payment solution for public transportation, government public services, education, tourism, and retail. In 2017, Aino has processed more than 155 million offline micropayment transactions from services such as Bus Rapid Transit, Toll Road, On Street Parking, Off Street Parking, Theme park, and Beverage Vending Machine in 20 cities across Indonesia.

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PT Aino Indonesia endorses Less Cash City Solution, a solution of inter-usability, inter-modality, inter-availability, until inter-operability electronic money cards in the city, thus the use of cash may be lessen.


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“In a world of scarce resources, globalization without new technology is unsustainable”