Shaping What’s next for AIB
Together, we’re redefining what banking means for people, businesses, and communities.
AIB’s vision leading up to 2027 is bold — to be a customer-first, digitally enabled, and sustainable bank for a greener future. NTT DATA stands beside AIB as a trusted innovation partner, delivering transformation across cloud, AI, payments, and resilience.
AIB’s Strategic Journey & Alignment with NTT DATA
Partnering for impact: aligning transformation priorities with world-class managed services.
Since 2012, NTT DATA has supported AIB’s evolution from legacy modernisation to a cloud-first, AI-powered organization. Our partnership aligns directly with AIB’s five transformation pillars — Customer First, Simple & Efficient, Risk & Capital, Talent & Culture, and Sustainable Communities.
From core banking modernisation and payments resilience to credit transformation and cloud observability, our partnership continues to underpin AIB’s journey toward operational excellence and innovation at scale.
Banking Trends Shaping 2026–2027
Emerging technologies redefining customer and market expectations.
From Agentic AI to tokenised payments, tomorrow’s banking ecosystem will be intelligent, connected, and adaptive. NTT DATA’s foresight research explores how these shifts will redefine how banks serve customers and manage risk.
Regulatory Landscape
Compliance as a catalyst for innovation and trust.
With new mandates such as PSD3, PSR, DORA, EU AI act and eIDAS, regulatory readiness is becoming a strategic differentiator.
NTT DATA helps AIB and other European banks turn compliance into competitive advantage through advanced analytics, AI-led risk management, and operational resilience frameworks
Embedded Finance & Tokenised Payments
Connecting banking services to digital ecosystems.
Embedded finance is reshaping how financial services are delivered, enabling banks to integrate payments, lending, and investment capabilities directly into customer journeys and partner ecosystems. In parallel, tokenisation is emerging as a practical path to modernising financial infrastructure — improving transparency, settlement speed, and distribution while remaining aligned with existing regulatory frameworks.
Explore how these trends are evolving and what they mean for the future of banking in IDC’s latest research on tokenisation and digital assets.
Our experts
Janvi Gupta
Janvi’s focus is supporting key initiatives into her clients to support their strategic objectives and tackle their business challenges.
Dermot Nolan
Following 30+ year career in supporting clients on their transformation journeys, Dermot leads with expert knowledge and trust.
Michael O’Reilly
An experienced IT professional operating at CTO/CIO level with a proven track record of success. I enjoy working along side the business helping to turn the next big idea into a reality.
David Tyrrell
With over 30 years of experience, David is passionate about supporting our Irish clients in meeting their strategic objectives.